Christopher Charbonnet

NMLS # 370097

985-888-1660

Chris@acemortgagela.com

Christopher Charbonnet Loan Originator

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The Previously-Unwritten Manual to First-Time Home Buying

The Previously-Unwritten Manual to First-Time Home Buying

There are first times for everything. The first time you walked; the first time you rode your bike without falling; your first day of school; your first homework assignment; all up until your first real job.There are firsts to buying a home, too. And it&r

Jan 28, 2016 |

Navigate a Slow Mortgage As a Champ – Not a Victim

Navigate a Slow Mortgage As a Champ – Not a Victim

For a typical mortgage, it takes about a month to close. Unfortunately, that’s just the expected timeframe – for some closings, it could take longer. Maybe even much longer. In most instances, the reason for a closing delay isn’t nece

Dec 28, 2015 |

A Deep Dive into Escrows Accounts

A Deep Dive into Escrows Accounts

If you’re just starting to learn about mortgages, you may have heard a term called “escrow” and been confused by what it means. Luckily, we’re here to help. An escrow account is a payment plan that sets aside each month the mone

Nov 24, 2015 |

Guide to Using the VA Loan to Score a No-Down-Payment Home

Guide to Using the VA Loan to Score a No-Down-Payment Home

If you’re currently serving or have served in the U.S. military – or you spouse did – you may be eligible for a special home loan program that can save you thousands of dollars. Insured by the Department of Veterans Affairs, a VA home lo

Nov 02, 2015 |

How to Get the Lowest Mortgage Rate Possible

How to Get the Lowest Mortgage Rate Possible

Everyone in the market for a new home is looking for the lowest mortgage rate possible. The lower your mortgage rate, the less money you owe per month. In other words, your rate will determine which homes you can afford and which are out of your price ra

Sep 24, 2015 |

How can your finances affect your mortgage rate?

How can your finances affect your mortgage rate?

Everybody knows that the lower your mortgage rate is, the lower the monthly payments on your home will be. The difference between a 4 percent rate compared to a 5 percent rate may seem small, but that 4 percent rate can actually save you more than $100 p

Aug 31, 2015 |