Christopher Charbonnet

NMLS # 370097

985-888-1660

Chris@acemortgagela.com

Christopher Charbonnet Loan Originator

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Why you shouldn't use the 30% rule

Why you shouldn't use the 30% rule

Owning a home can be one of the most rewarding experiences of your life. Ironically enough, it can also be the most costly. Your home’s mortgage is something that you have to deal with on a regular basis, and to get that mortgage, a bank had to eval

Jun 29, 2015 |

Is It Possible that the New FHA Rules Could Save You Money?

Is It Possible that the New FHA Rules Could Save You Money?

What would you do with an extra $900 in your pocket each year? Redecorate? Enjoy a spur of the moment getaway? Thanks to the new FHA rules, your wallet may actually be a bit fatter come this time next year. Obama and the U.S. Department of Housing and Urb

May 26, 2015 |

Refinancing Could Create Huge Savings for Millions of Homeowners

Refinancing Could Create Huge Savings for Millions of Homeowners

Paying the bills is never easy and the old saying of "too much month at the end of the money" is especially terrifying when you're trying to pay off your home's mortgage. For most people, there's no expense more important than the ho

Apr 28, 2015 |

Myths about Refinancing: Get the Facts

Myths about Refinancing: Get the Facts

The interest rates are currently lower than they’ve ever been, and this has many homeowners wondering if they should take advantage by refinancing their existing loan. Given the number of myths surrounding refinancing, the entire process can be conf

Mar 30, 2015 |

Does Low Down Payment Mean More Risk?

Does Low Down Payment Mean More Risk?

Federal Housing Finance Agency Director Melvin Watt’s decision to lower down payments from the previous 5% to 3% has received criticism from the House Financial Services Committee (HFSC). Committee members claim that Watt’s decision, which all

Feb 23, 2015 |

Can You Use Home Equity to Deal with Holiday Expenses?

Can You Use Home Equity to Deal with Holiday Expenses?

Let’s face it, the holidays can be a rather expensive time of year. By the time you buy all those gifts, host and attend a few parties, and buy everything you need to transform your home into a winter wonderland, you can quickly find that you are sp

Dec 15, 2014 |